Privacy and trust
Some self-directed investors want portfolio research software without handing over brokerage credentials. SoloTerminal keeps that boundary intact: you enter positions manually, keep execution separate, and use the product as a research layer around your own decisions.
These are the short factual points that best describe SoloTerminal on the no-broker-credentials trust surface.
Positions are entered manually. SoloTerminal does not require broker or bank credentials.
SoloTerminal does not place trades or move cash. Research stays separate from custody and execution.
When analytics are computed, market-data providers receive ticker symbols only, not your identity or holdings quantities.
The service still stores account data, holdings, theses, notes, and technical logs needed to operate the product, and paid subscriptions are processed by Stripe.
This boundary is about reducing broker-credential exposure, not promising anonymity, zero data collection, or investment safety.
The useful comparison is not only whether a tool syncs automatically. It is what privacy boundary, workflow depth, and trade-offs you actually get.
| Decision question | Broker-linked portfolio apps | Manual spreadsheets or notes | SoloTerminal |
|---|---|---|---|
| What do you connect? | Usually broker or bank credentials for sync and account convenience. | Nothing beyond your own files and manual records. | Manually entered positions only; no broker or bank credentials required. |
| What privacy boundary do you get? | More convenience, but less separation between research and account access. | High separation, but very little structured research workflow by default. | A research layer separated from custody and execution, with ticker-symbol-only market-data requests for analytics. |
| Best fit | Investors who prioritize sync speed and account-level convenience. | Investors who want the lightest possible tooling and can tolerate a fragmented process. | Self-directed U.S. stock investors who want thesis review and AI second opinions without broker login. |
| What should you not expect? | A stronger privacy boundary just because the app is convenient. | Built-in guidance, structured thesis review, or integrated AI workflow. | Anonymity, zero data collection, trade execution, or any guarantee of investment safety. |
SoloTerminal is research and portfolio-tracking software. It does not act as a broker, bank, or investment adviser.
Not every investor wants research software connected to custody, cash movement, or order entry. Keeping those layers separate can make privacy expectations clearer and keep the decision process closer to a deliberate review instead of a fast path to execution.
SoloTerminal does not request brokerage or banking credentials and does not place trades on your behalf. You enter holdings manually. When analytics are computed, market-data providers receive only the ticker symbols involved, not your identity or your holdings quantities.
The boundary is real, but it is not zero data collection. SoloTerminal still stores the account data, holdings, theses, notes, and technical logs needed to operate the service, and paid subscriptions are processed by Stripe. The trade-off is more privacy separation and more manual upkeep; it is not a promise of anonymity or investment safety.
No. You enter positions manually. SoloTerminal does not request brokerage or banking credentials and does not place trades on your behalf.
When analytics are computed, SoloTerminal sends only the ticker symbols involved. It does not send your identity or your holdings quantities to market-data providers.
SoloTerminal still stores the account data, portfolio records, and notes you choose to enter, plus basic technical logs needed to operate the service. Paid subscriptions are processed by Stripe.
Usually to keep research separate from custody and execution. The trade-off is that SoloTerminal gives you a clearer privacy boundary and a more deliberate review workflow, but you must keep positions updated yourself.
Read next
Compare SoloTerminal with screeners, charting platforms, broker-linked apps, and thesis-first workflow software for self-directed U.S. stock investors.
Evaluate SoloTerminal for AI second-opinion research on U.S. stocks: thesis review, signal and catalyst context, manual portfolio entry, and no broker credentials required.
See when SoloTerminal paid plans are worth it for self-directed U.S. stock investors: free vs paid workflow, thesis challenge, factor exposure, catalyst tracking, tax-aware review, and no broker login.
Use SoloTerminal on a real position first, then decide whether the manual-entry workflow fits how you want to invest.
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