Choose the research layer that fits your portfolio.
Start free if you want a written workflow around real U.S. stock holdings. Upgrade only if deeper thesis review, factor context, catalyst tracking, and tax-aware checks are useful enough to replace scattered notes and tabs.
Free to start. Paid plans add deeper review around real holdings without requiring broker credentials.
Paid fit in 30 seconds
A paid plan is more likely to fit if these statements describe your current workflow.
The bookkeeping value: track holdings, watch tickers, read your daily brief and catalyst inbox. Enough to make the tool a habit.
Adds deeper review on real holdings: factor exposure, trend and signal context, tax-loss harvesting, options risk context, Congress and 13F flow context, plus a three-persona AI second opinion on a stock you are already researching.
Adds the fuller desk workflow: a daily AI memo across your book, proactive alerts, five AI personas, hedge tooling, portfolio X-ray, and monthly statements in the terminal workspace.
Create a free account, then upgrade from your dashboard.
What paid plans actually add
SoloTerminal does not promise profits or delegated advice. Paid plans add more review depth, context, and organization around decisions you still make yourself.
Built by an investor running his own real money through it. This is a discipline tool, not a return promise — past results don't predict future ones, and nothing here is investment advice.
You are paying for a tighter review process, not guaranteed outcomes. A paid plan is most useful when it replaces scattered notes, spreadsheets, and repeated manual checks around real holdings.
Billing handled securely by Stripe. SoloTerminal is a research and tracking tool, not a broker or investment adviser. Nothing here is investment advice; markets carry risk of loss.
Questions, answered
It fits best when you already manage real U.S. stock or ETF positions and want deeper thesis review, factor context, catalyst tracking, and tax-aware checks around the same workflow.
You are paying for more review depth around real holdings: AI personas, factor exposure, signal credibility, tax-aware workflow, Congress and 13F context, and broader portfolio reporting in one place.
No. SoloTerminal keeps the same manual-entry privacy boundary on free and paid plans. You do not need broker or bank credentials to use the product.
No. SoloTerminal is a research and tracking tool. Every AI persona is a second opinion on public data — you make the call. Markets carry risk of loss.
SoloTerminal is designed around manual position entry and does not require broker credentials. Paid billing is handled by Stripe, and the product is meant to keep portfolio research separate from account logins.
Yes. The free tier is free to start without a card, and paid renewal is managed from billing. If you stop paid renewal, the free bookkeeping layer remains available.