Short answer
SoloTerminal is a portfolio research and tracking tool for self-directed investors. It helps you think more clearly; it does not make decisions for you.
FAQ
SoloTerminal FAQ
Common questions about SoloTerminal, AI portfolio research, retail investor workflow, privacy, pricing, and the line between software and advice.
Product
Research software
Audience
Self-directed investors
Broker link
Manual entry
Guarantee
None
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Questions answered
Is SoloTerminal an investment adviser?
No. SoloTerminal is research and portfolio-tracking software. It does not provide personalized investment advice, execute trades, or manage assets.
Can retail investors use SoloTerminal without a large account?
Yes. SoloTerminal is designed for individual investors who want a clearer process, even when their portfolio is small. The workflow starts with one holding.
What makes SoloTerminal different from a watchlist app?
A watchlist stores tickers. SoloTerminal stores the reason you own them, the risks that could break the thesis, signal history, catalysts, and AI second opinions.
Does SoloTerminal connect to my brokerage?
No. You enter positions manually. SoloTerminal does not collect brokerage credentials and does not place orders.
What do the paid plans add?
Paid plans add AI persona debate, factor exposure, signal credibility, tax-aware workflows, Congress and 13F flow context, and monthly portfolio statements.
Do I need a credit card to start?
No card is required for the free plan. A card is only required when you choose a paid plan or begin a paid trial.
How does SoloTerminal handle privacy?
You enter positions manually. SoloTerminal does not ask for brokerage credentials, does not place trades, and outlines data handling in the privacy policy.
How should I use Congress and 13F flow data?
Treat those flows as context, not as orders to copy. They can help frame ownership trends or policy-linked interest, but they do not replace your own thesis review.
Can SoloTerminal help with tax-loss harvesting?
SoloTerminal can surface tax-aware review opportunities inside your portfolio workflow. It does not file taxes or replace a qualified tax professional.
Can SoloTerminal guarantee that I make money?
No. Markets involve risk of loss. SoloTerminal helps improve research discipline, but it cannot remove market risk or guarantee future results.
Read next
Pricing
SoloTerminal pricing for self-directed U.S. stock investors
See SoloTerminal pricing, free-plan access, paid features from $15/mo, and when deeper thesis review, factor context, catalyst tracking, and tax-aware workflow may be worth paying for.
No broker login
Keep portfolio research separate from broker credentials
See how SoloTerminal handles portfolio privacy for self-directed U.S. stock investors: manual position entry, no broker or bank credentials, no trade execution, and limited data sharing.
Risk
Risks, limits, and no-promises policy
SoloTerminal is research and portfolio-tracking software, not a broker or investment adviser. Learn the market, model, data, tax, and execution risks before using the product.
Still curious?
Try the free tier with a single ticker and see whether the workflow fits how you invest.
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